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Over a century of experience

We're one of Australia’s largest super funds, and our members have come first for over 100 years. 2

Over 2.3 million members

Join over 2.3 million members (and their monsters) and put your super, somewhere more super.

Focused on lower fees and costs

$1.20 admin weekly fee + 0.10% p.a and 0.07% p.a. from general reserves (not your account).

Awaken your super with Australian Retirement Trust

Become a member today and awaken your super with the strength and support of being with an industry fund like ART. In fact, financial advisers have voted us Best Super Fund at Super Review's Super Fund of the Year Awards 2024.

Legacy of multi-year industry awards

Do you want strong long-term returns?

With a 8.3% p.a. return over 10 years to 31 March 2024 for our Balanced option,1 rest easy knowing our experienced investment team is working hard to grow your super monster over the long term.

Join Australian Retirement Trust

With over a century of experience,2 why not join a super fund that works for you, not shareholders.

Become a member

Award-winning superannuation

Outstanding value retirement

Our Super Savings Income accounts have won multiple awards over many years for outstanding value for money.

Long-term performance

Performance is important, so we’re proud of our Balanced option's performance rating,1 20 years in a row.

Chant West award
Making your super last

As a profit-for-members super fund, we put our members first, with awards and 5 Apples ratings for making your super last.3

We're transparent, and so are the agencies who rate us

We're happy to share the ratings we've received from agencies including Canstar, Lonsec SuperRatings, Chant West, Heron Partnership, Morningstar, and more.

These are all agencies that focus on research and ratings, tracking data from all across the superannuation industry.

Award Brands

Helping you awaken your super

Get the right tools and advice to awaken your super today:

Unleash your potential
Access expert financial advice about your Super Savings account - the cost is included in your membership.

Manage your monster on the go
Access your account online, 24/7, through our secure members portal and the Australian Retirement Trust mobile app.

Is it feeding time?
Use our contributions calculator to see if adding extra to your super could reduce your income tax this financial year.

Create an ART account today, it only takes 3 minutes

You'll be joining over 2.3 million members (and their monsters) who trust us to manage their super savings.

Join today

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8:00am-7:30pm AEST Monday to Friday

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Give us a call, we're here to help

For more information about the benefits and risks of opening a Super Savings account, before deciding to acquire or hold the product, please consider the Super Savings Product Disclosure Statement for Accumulation account and target market determinations.

1. Over the 10 years to 31 March 2024, our Super Savings Balanced option returned 8.3% p.a. (Accumulation), 8.3% p.a. (Super Savings Lifecycle Investment Strategy - Balanced Pool), and 9.1% p.a. (Income). The option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 31 March 2024. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs and taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.

2. QSuper was founded in 1913 before merging with Sunsuper on 28 February 2022 to form Australian Retirement Trust.

3. The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West rating (assigned 17 May 2023) is limited to general advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Ratings and awards are only one factor to be taken into account when deciding to invest. Past performance is not an indication of future performance. Refer to www.chantwest.com.au for full ratings information and our FSG. Chant West Awards issued 17 May 2023 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards on Chant West website.